Penfed cli myfico of Technology
So, I just became a member of Penfed today and opted to apply for the Power cash rewards. I was approved for a pretty low limit of 2500. So - 4950380PenFed Gold CLI. Requested an increase on my PenFed Gold card which has seen 0 use whatsoever. Approved for 12.5k (2.5k increase). Not bad for a card that gets no use and with all the other changes I have been making on my reports over the last month or so. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023. PenFed Power Cash Card CLI! This is my one and only Penfed card and it just turned 6 months old a couple of days ago so I thought I would see how strong our relationship is and they showed me some love! Congratulations! Your application was approved. Your new credit limit is $17,500.00. Your previous credit limit was $7,500.00.my experience with PenFed, I had a bk7 discharge in August 2018. In July 2019 PenFed gave me a 1200 SL. July 2020 I applied for a CLI through the website application and was given a credit line of 15,000. I got a hard credit pull from that applciation for credit line increase from equifax.M-Smart mentioned in a post that a cli request with penfed is most effective 9 months to a year in. I have 2 PenFed credit cards, one has the button, one doesn't. I don't think it's meaningful, as I doubt that I could get a CLI on either. Total revolving limits 738200 (622200 reporting) FICO 8: EQ 725 TU 723 EX 700. Message 6 of 9.+$5K PenFed CLI! Received a BT promotion of 0% APR for 12 mos or 0.99% APR for 18 mos (w/ 3% transfer fee) in the mail. I've currently been actively looking for a good BT card to pay off my AOD, so I'm extra happy I don't have to add a new account to my credit age b/c NFCU did me dirty with only a $3K approval on their Platinum.Re: Accepted Penfed Credit Card CLI Pre-Approval!!! I logged into the account online. They updated the status of the pre-approved application. Now it said "TRANSFERRED". I think they approved it. I don't know they approved the full amount or not. Ron. Message 25 of 32. 0 Kudos.I rememberr when our new scores were shown with that rather odd date. I swore they did not use a new AR for those scores. DH recently hit 6 month mark so I thought I would ask for a CLI, denied and the first reason is collection or public record, problem is his last collection was removed in late ju...So I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going - 5644509 - 2Penfed Gold CLI Approved! I was hesitant between applying for a new credit card and going for the CLI. I decided to request the CLI and save my AAoA. I was approved for the Penfed gold visa in March 2022 with a SL of $3500. 9 months later I took the HP on equifax and requested an increase to 10k. It was instantly approved, I thought they would ...so it's still within the grace period of the original HP so this one is still using that one. Thought it couldn't hurt. Might as well. - 4421047 - 2Feb 17, 2023 · Your new credit limit is $17,500.00. Your previous credit limit was $7,500.00. Your new credit limit will be active in the next 24-48 hours. Once updated, your online account information (web and mobile) as well as your next monthly statement will reflect the increase. EQ was hit instantly once I hit submit. Penfed has my EQ at 821. Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in TCL is now so close. $4,950 away.DH got an Instant CLI approval on his Penfed Cash Reward Cc . Original CL $9,000 to 15,000 a $6,000 CLI...👍 - 6517497 - 3Hello All, I have tried asking this question a couple times but no answer, so I thought let me try again through a new post. My PENFED - 736378I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 3The result of the credit card application, PenFed gave a conditional approval but when I inquired further it was an approval for a different card - Power Cash Visa Card with only a $1,200 CL at the highest interest rate. When I called this morning and spoke with the CSR, I asked for reconsideration of a higher limit and lower interest rate ...Yeah, PenFed is always a HP on EQ, but I've found them to be worth it now and then. Starting Score: EQ8 680, TU8 713, EX8 701. Current Score: EQ8 769, TU8 757, EX8 773 as of Mar 9. Goal Score: EQ8 780, TU8 780, EX8 780. Take the myFICO Fitness Challenge.I applied for a CLI from 5K to 10K with Central Credit last week and just never heard from them. Finally got in touch today with a - 6247833 ... Penfed 7.5K. WF Cashwise 2K. CCU CLI from 5K to 10K. And 1 beautiful new to me shiny black F250 in the driveway. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are ...Sarah Bilkins, WalletHub Credit Card Analyst. You can get a PenFed credit card credit limit increase either online or by calling customer service at (800) 247-5626. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income PenFed ...Hi All! Super stoked right now :smileyhappy: I got the preapproval email from PenFed over the weekend and had quite a few offers (more - 5197461. Skip Navigation. How It Works; Pricing; ... myFICO® Forums > Types of Credit > Credit Card Approvals > PenFed EPIC CLI to $47,600!!!Oct 23, 2019 · I've only received one (only requested one) CLI from Penfed and it was a HP. I haven't received any "offers" to get a SP cli. 🤷🏽♀️ I think I'm one of the "lucky" ones...my relationship with Penfed started in 2017 with just a regular savings account (only deposit $250 a month into it) and the PCR with a $5K starting limit. First SDFCU and Now Penfed Great CLI. Requested a general CLI via the link. Nothing saying pre approved and it gave me a Watch out for an email requesting more info alert at first. BUt then about 1 hour later it said Approved via email and the application was updated. 5k to 12.5k so a 7.5k CLI!!!!!Hi all, So I have had my PenFed account since May (Visa Rewards) but they only started me with a limit of $9,500 - My USAA MC is $24k - 722570 - 2Penfed cli request problems. Yesterday my Penfed PCR became 1 year old. I am winding down from a 2500 bt transfer i took earlier in the year, 215 balance left. This morning i clicked on the request cli link and filled out the app and suddenly a page showed up saying page not working with a refresh button. no matter how many times i hit the ...Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1...I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 2Re: Penfed CLI Declined. I always had a positive experience with Penfed. They were my first credit card after bk with high credit limit. My SL with them was $17,500 and I used the card a lot. After 6 months credit limit was increased to $25K with hard pull. I applied for second card and instantly approved for $12,500.As others have stated you cannot recon the SL but can request CLI after 6 months. Message 11 of 13. 2 Kudos. Reply. KingRue8500. Valued Contributor. 05-18-2022 01:45 PM.I think Gold is either $10K or 15K max. ( I don't hold that card, and I can't totally remember) . $50K Max combined limits across 2 or 3 cards. I got their gold card offer in mail and I guess I am going to pass on that offer. However, I would want my PCR card to be at $37.5K if not then my Pathfinder card at $25K.I applied for a CLI with Penfed in order to take advantage of a nice balance transfer offer. It "circled" a couple of times - 6468817 - 2I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 4Hello, I wanted to ask who had a CLI from Penfed, when you fill out the CLI application was it like filling out the application just like the first you applied for the CC? Did you have to through the process of the application ... info, income, review, and consent for them to check our credit rep...WOW! I requested a CLI on my PenFed Platinum Rewards card, current CLI at $5k. I am within the 1st 90 days since approval so I just figured I'd give it a shot. I never saw a place for an amount so I just submitted the request yesterday and hoped for the best. I got an email today telling me th...Reopened my checking account with penfed last month and got a $500 overdraft line of credit. ... Penfed Thrifty CLI hard pull? ... hp if it's within 90 days for any products so i requested a CLI on it. Got declined and also got a hp =/ Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: …I have 2 cards with penfed, When my PCR turned 1 year old right after i paid off a bt i requested a cli and got 2500 instant, 7500 - 10000. A while before that M SMART had posted that the optimum time to ask for a cli on a penfed card is after 1 year. I plan to ask for a cli on my gold card 7500 cl in december, the card will be 19 months old ...Just approved for the card on March 25. Asked for a CLI and for approved for $1,000. It was SP so I am good with that. I will try again - 3900607I didn't realize I should request a HP before the initial 90 day HP expired. So it has been over 4 months now. Would a CLI request on the website be a HP or SP? I did search forums first, but I can't find the answer. There's too much talk about that initial HP being good for 90 days.Re: PenFed PCR CLI - under review? @ccquest wrote: I applied on a Friday morning before 8am and received my official congratulations/approval email that Saturday at 4:44pm so I'd agree with the 24-48 hours time frame.Just for grins I also asked for a CLI on my Gold sock drawer card and got another quick denial. PenFed pulls Equifax and looks at FICO 9 (Classic). My Eq9 was 772 on Aug 1, when I pulled my reports. If they send me something saying what it was the moment they pulled it, I'll edit this post to include it. New accounts 8/24, 3/12, 1/6wrote: This is true. I recently opened a PF checking and savings account. Through this process is a verification of identity which includes a SP on credit. Immediately after account opening I applied for the Gold Visa and was approved immediately and NO HP on credit. Guess this one is a freebe :-...wrote: Hey Fico Friends! I have a PenFed platinum CC that I've had for almost a year. I'd like to apply for a 2nd Penfed CC and also ask for a credit line increase on the first card. Any strategy recommendations on what to ask for first? Apply for card #2 first? Or ask for CLI on card #1...I am helping my cousin manage his finance after his BK in 2012... Got him to apply for PenFed right after the BK fell off his report last year...(fico around 700) Penfed gave him a 25k PLOC right off the bat, but when we tried the power cash reward card, they gave him a 1000 limit... Fast foward to ...I have 2 cards with penfed, When my PCR turned 1 year old right after i paid off a bt i requested a cli and got 2500 instant, 7500 - 10000. A while before that M SMART had posted that the optimum time to ask for a cli on a penfed card is after 1 year. I plan to ask for a cli on my gold card 7500 cl in december, the card will be 19 months old ... 2. BCU (Baxter CU) Cash Rewards - CLI Request : The oriBoth of my NFCU and Penfed cards will hit 90 dayTake the myFICO Fitness Challenge. Messa
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Re: Penfed Cc instant CLI Approval. @gingerflower wrote: DH got an Instant CLI approval on his Penfed Cash Reward Cc . Original CL $9,000 to 15,000 a $6,000 CLI...👍. That"s great. Was the CLI a soft pull or hard pull. Thank you in advance.I would say give penfed a whirl, dont app for the pathfinder i read it has tougher uw. i was approved for a 7.5k power cash rewards in december with a bk7 on reports, 22 inq's, fico's 670's-680's, AAoA 1 plus years. ymmv. during november and december penfed was giving out the PCR like candy.I've only received one (only requested one) CLI from Penfed and it was a HP. I haven't received any "offers" to get a SP cli. 🤷🏽♀️ I think I'm one of the "lucky" ones...my relationship with Penfed started in 2017 with just a regular savings account (only deposit $250 a month into it) and the PCR with a $5K starting limit.I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 months after I was approved for the PCR and was approved for a 7500 sl, so I was approved for the 2nd card 4 months before the cli on the first cc, ymmv. { BK7 DC 12/2019 } target 1300/ kohls ...Re: PenFed PCR CLI from $1,500 to $25,000 - worth the HP @bilwilvegas wrote: I opened my PenFed PCR on 12/27/2021 and was given a SL of just $1,500.00 I wanted to request a CLI but was advised to wait until the 6 month mark, which was on 6/27/2021.Hello gents and gals. I was checking my PCR as usual and saw that the "request credit line increase" link had finally appeared. I said f it and went for it. Got approved for a $4500 increase. CL is now at $6500. EQ Fico 8 as of 4/2 was 672 but Penfed EQ Fico 9 has me at 710 from 2/28. No HP notifi...Re: Penfed CLI process question. @805orbust wrote: @Cashbackjunky I did but I chickened out. I took out a car loan with them in June to buy a new minivan for my oldest daughter and her useless husband after they had child #3 in 4 years. (Having that unsigned Penfed check made it SO much easier to shop and close on the fly) It was still only 2 ...Well I had to take a HP to get a small (IMO) cli from Penfed. I called in to do it this time as opposed to doing it online. The csr asked if this was for a BT to which I said yes. I asked before she took app if I could cancel if their was a problem using the hp from 5/21/16. She said yes and too...Both of my NFCU and Penfed cards will hit 90 days next week. When should I try for my first CLI? I have GoRewards @3300 & Penfed Siggy @ - 5238866Whatever that means. I would guess due to the virus situation who knows. I had to call and take a HP to manually get a CLI. Some people if they are luckey will still get an offer for an increase the good way by quarterly offers I have never ever gotten one that way. Such is PenFed.I have hit the 6month mark with Penfed and thought I would try for a CLI, I filled in the form and it went to loan officer review which I - 5367926. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or ...I decided to apply for CLI on my Cash Rewards. It was $1k limit from August 2014 and my Promise card was approved a few days ago for - 3889050 - 2Re: PenFed CLI Denied! 😞😠. Not sure what you make or your scores or your DTI ratio either all that is considered among other things with PenFed.. One thing is for sure is PenFed has tightened up on their approvals/clis recently. NFCU Platinum 50k | NFCU More Rewards 30k | BofA Merrill+ 45k | BofA Premium Rewards 25k | Affinity FCU Cash ...wrote: Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. I contacted them and they told me it was for number of accounts...May 16, 2017 · So, I just became a member of Penfed today and opted to apply for the Power cash rewards. I was approved for a pretty low limit of 2500. So - 4950380 I have 2 cards with penfed, When my PCR turned 1 year old right after i paid off a bt i requested a cli and got 2500 instant, 7500 - 10000. A while before that M SMART had posted that the optimum time to ask for a cli on a penfed card is after 1 year. I plan to ask for a cli on my gold card 7500 cl in december, the card will be 19 months old ...I was approved for the Penfed Promise on 6/20/15 with a $3,000 SL. I know everything that you apply for during the 2-3 month approval results in SPs from the orignal HP. There is a CLI request button next to the Promise card I have on the "products & rates" tab. I was wondering when I should take ad...PenFed has been good to me lately with the November 12-month no interest on $500+ purchases and the $150 statement credit for adding an AU. - 6477251PenFed CLI 2 days after activation! So I just got my card in the mail on Saturday 9/17. I activated it that day and started to use it. Today I called to activate my card for Apple Pay, after the CSR gets me all set up he asks if I would be interested in raising my CL. I told him that I just got the card so I wasn't sure if I should.Re: PenFed CLI. This is true. I recently opened a PF checking and savings account. Through this process is a verification of identity which includes a SP on credit. Immediately after account opening I applied for the Gold Visa and was approved immediately and NO HP on credit. Guess this one is a freebe :-)Well I had to take a HP to get a small (IMO) cli from Penfed. I called in to do it this time as opposed to doing it online. The csr asked if this was for a BT to which I said yes. I asked before she took app if I could cancel if their was a problem using the hp from 5/21/16. She said yes and too...Just approved for the card on March 25. Asked for a CLI and for approved for $1,000. It was SP so I am good with that. I will try again - 3900607Penfed. Hello all, Penfed seems to like me. I have a savings account with $1800, car and a PCR with a $7500 limit and have been with them almost a year. So I guess they don't care much about the one small collection on my fico credit reports, so I'm thinking about applying for the Platinum or the Gold. My fico 9 is 686.wrote: Was 4 months for me. HP and denied. Have fun! or just wait until they fix pre-approvals (if ever). Find it/shows up here: Thanks, i never looked in that area of my account page. i have that link now but i think i will wait a while longer to request a cli. M-Smart mentioned in a post th...Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1...Since I've never applied for a CLI on this card in the two years I've had it and everyone else has been having good luck with PenFed I - 6100190They've been stingy with my Platinum Rewards credit limit but have finally given in and increased me from 5K to 15K. I was prepared for a hardpull but haven't received any alerts yet.. EQ9 is 768, total limits (that report) $132,400.00, util 3% at time of app. Happy camper:-)A applied for the penfed defender card the first week of December and got a $1500 limit. After that I got an auto refinance loan with them and opened about 4 more cards. My scores have dropped as result. I decided to take a shot at a cli while they are using the same report- I was approved after it was under review last week for a 10,000 limit.OP, PenFed will use the same HP. I would go for it! YouHard pull, i beleive all penfed requested cli's
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Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.PenFed CLI 2 days after activation! So I just got my card in the mail on Saturday 9/17. I activated it that day and started to use it. Today I called to activate my card for Apple Pay, after the CSR gets me all set up he asks if I would be interested in raising my CL. I told him that I just got the card so I wasn't sure if I should.Okay -- so PenFed has been a thorn in my side since day 1. I was approved for the PCR with an SL of $3K in Oct. 2018 - 5863099. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; Log In Log Out; ... myFICO® Forums ...Hit 6 months on my Power Cash so checked to see if I could request a CLI and did. Went from $7500 to $12500. I opened my Platinum Rewards a couple of months earlier and the option to request a CLI was gone from it. Am I not about to request multiple CLIs like people apply for multiple cards?Re: Accepted Penfed Credit Card CLI Pre-Approval!!! I logged into the account online. They updated the status of the pre-approved application. Now it said "TRANSFERRED". I think they approved it. I don't know they approved the full amount or not. Ron. Message 25 of 32. 0 Kudos.Re: PenFed Offers? Historically they show up on the 1st day of each quarter released in several waves during the day. (7/2023) FICO 8 (EX) 825 (TU) 837 (EQ) 844. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club. Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. Message 2 of 9.I've been a member with PenFed for about 4 years and have been declined for numerous products through the years. After seeing what - 6482233 ... apply for a CLI. It'll be another hard pull, but what they've been giving lately is worth the pull. ... Take the myFICO Fitness Challenge. AZE4 - 8% Utl - New Accts: 1/6, 2/12, 5/24. Message 8 of 15 …Sarah Bilkins, WalletHub Credit Card Analyst. You can get a PenFed credit card credit limit increase either online or by calling customer service at (800) 247-5626. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income PenFed ...Since I've never applied for a CLI on this card in the two years I've had it and everyone else has been having good luck with PenFed I - 6100190Re: Penfed CLI 💳🥂🍾. It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase. The maximum amount I've spent with this card is less than …Last week I was approved for the Penfed Platinum Rewards VS for $7500 and yesterday while talking to a CSR my utilization was brought up due to my balance transfer. He asked if I'd like to ask for a CLI and I said sure. Using the same pull from the previous week I was approved to a $14k CL. Awesome!...Feb 17, 2022 · I was on the phone w them to discuss a payment and I asked about a CLI. I asked are they hard/soft inquiry and she said they are hard. I also asked do they ever do reviews for automatic increase because I've never gotten one. She said the limit will stay the same unless o request an increase. Tha... Re: PenFed and Credit Line Increases. I got $20k without having to do paystubs when NavyFederal wanted to verify paystubs. Although NavyFederal did give me double that and then gave me an immediate $10k increase. Hello, I recently became a member with PenFed last week, was instantly approved for a credit card and earlier this …Re: Penfed Power Cash Huge CLI. @wildboys wrote: I was checking my balance on my Penfed Power Cash and saw the CLI button. I saw it would be a hard pull but I gave it a shot. It came back approved for $20,000. My CL went from $3500 to $20000. Happy Merry Christmas to me.Jan 20, 2021 · Penfed. Hello all, Penfed seems to like me. I have a savings account with $1800, car and a PCR with a $7500 limit and have been with them almost a year. So I guess they don't care much about the one small collection on my fico credit reports, so I'm thinking about applying for the Platinum or the Gold. My fico 9 is 686. PenFed CLI 2 days after activation! So I just got my card in the mail on Saturday 9/17. I activated it that day and started to use it. Today I called to activate my card for Apple Pay, after the CSR gets me all set up he asks if I would be interested in raising my CL. I told him that I just got the card so I wasn't sure if I should.Re: New Chase Amazon Visa Approval + PenFed CLI. @Inspiredman I have a Freedom Unlimited with them as well as a checking and savings. EX is 761, TU 766, AAoA on the low side at less than four years. 09-29-2022 12:47 PM.After feeling good about the FNBO, I called PenFed and asked about a CLI. They had me verbally verify my address, employer, and income. She hit the love button and BAM! Congrats on your new CLI of $7,500! This doubled my original SL of $7,500 to 15K. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are …if you weren't graced with an extremely rare extremely early 0-1 month CLI from their highest bucket venture X level accounts, you'll likely have to wait the full 6 months/statements before a CLI will be granted. just keep trying every time a statement generates as it's just a SP based on their account pulls.PenFed CLI 2 days after activation! So I just got my card in the mail on Saturday 9/17. I activated it that day and started to use it. Today I called to activate my card for Apple Pay, after the CSR gets me all set up he asks if I would be interested in raising my CL. I told him that I just got the card so I wasn't sure if I should.Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.First, I can definitely confirm that the cli I received on my PenFed Gold card was indeed a SP. I receive a letter via snail mail from PenFed indicating that they had took it upon themselves to increase my limit. Now...Monday I asked for a cli on my PCR card. Last increase was in Feb 2022 for only $1k and involved a HP.Just got the approval for another $5,000 on Plat Signature Rewards Visa! New limit is $25,000 (now my highest). Card is just barely 3 months old. Opened 9/23/16. This is the 3rd increase I've received. Original SL was $5,000. Got a $10,000 increase first week of October, $5,000 increase mid November...PenFed is awesome!!! I got the power cash rewards visa back in September with $3,500.00 credit line. I was like ok not bad , I figured middle of the road put about 700.00 a month average in spend made multiple payments every cycle for 6 months only letting the statement cut 15 to 20 dollars for reporting to bureaus.1 year banking with Penfed. Started out 10k limit on cc and a car with them. Joined 5.5 years post bk. 2 accounts were showing inc in bk, now only 1 showing incl. Overall uti is 5%. Only 1 account showing13% uti. 1 acct opened in the last year, 5 months old. 2 inq in last 2 years, 1 being theirs a y...myFICO® Forums; Types of Credit; Credit Card Applications; Re: PenFed CLI; Options. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current User; Bookmark; Subscribe; Mute;Congrats! I just went for it myself after seeing the option for increase finally on my account. Approved for $2,500 increase. Credit Karma sent alert right away for me though :smileymad:Re: Penfed CLI process question. @805orbust wrote: @Cashbackjunky I did but I chickened out. I took out a car loan with them in June to buy a new minivan for my oldest daughter and her useless husband after they had child #3 in 4 years. (Having that unsigned Penfed check made it SO much easier to shop and close on the fly) It was still only 2 ... Yesterday I reached out to PenFed to initiate a CLI